Private Car Insurance

In The Event of an Accident

• You must stop and give your name and address to the driver of any other car that is involved.

• Always report any bodily injuries to the Police as soon as possible. Make a note of the Police Report Number and the name, number and station of the police officer involved. The Police should be called if you suspect that any offence has been committed.

• Do not admit liability.

• Get the registration number(s) of all vehicles involved.

• Get the names and addresses and insurance details (policy number if possible) of the driver(s) of any vehicle(s) directly involved. You are legally entitled to this information.

• Try to get a photograph of the accident and the scene if possible. If this is not possible, then note the positions of the vehicles at the time of the accident showing road width, number of lanes, skid marks, junctions and road layout.

• Note the time of the accident, the amount of lighting and the condition of the road and weather conditions.

• Get the names and addresses of any witnesses, however trivial it may seem.

• Try not to leave your vehicle unattended after the accident as it may be vandalised and this additional damage will not be recoverable from other drivers.

• Keep all paperwork that you are given concerning the incident. Write a detailed report while the accident is still fresh in your memory. Inform your insurer as soon as possible of any incident that is likely to give rise to a claim under the policy.

• If you are involved in an accident abroad, all the above requirements are still valid but you may be required to complete an 'agreed' statement; make sure that nothing is added to it after your signature and keep your copy carefully.

• Try to remove your vehicle from the carriageway.